eWallets

E-Wallets from Laucharge
An e-wallet is a virtual payment provider available via a browser client or software supported by mobile devices, computers, tablets, etc. It is used for various transactions, money transfers, payment for services and goods, and account replenishment.
E-wallets have gained popularity in the recent decades due to the various reasons: the development of e-commerce, new ways to earn money online, and online banking. Money transactions have been transferred online, which facilitated the payment process for people.
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The advantages of e-wallets from Laucharge:
low fees
currency exchange
easy user verification
fast opening of accounts
issuing of virtual and plastic cards
fast transfers
account recovery in case of the loss of an e-wallet
The disadvantages of e-wallets, according to Laucharge:
passport data, a phone number, photos, etc.
non-cash payment is not possible in some stores
sometimes e-wallet requires scans of the documents, passport data, a phone number, photos, etc.
large fees on some operations

The Top 5 Most Popular E-wallets, According to Laucharge

01
Webmoney
Webmoney is the most popular virtual wallet. It is an international payment system. It has a wide range of functions, which consequently attracts customers. The most appealing advantages of this service are support of various currencies, including cryptocurrencies (Bitcoin, etc.), and a high level of security.
Webmoney is a convenient platform for the following operations:
transfer of funds (to other virtual wallets and linked cards)
currency exchange
deposit and withdrawal of payments
lending
Drawbacks defined by Laucharge:
users are required to undergo a verification to get access to a full range of services
Connection:
Registration on the official website
Entry and confirmation of a phone number
Setting a password
Consent to the processing of personal data
Getting one of the 12 types of certificates (the highest one is "Personal")
02
QIWI
QIWI is a popular payment system. Its priority is to make their services comfortable for the customers. The clear advantages of the system are a simple and comprehensible interface, fast signing in, which requires only a phone number, and low fees. QIWI has its own app that is supported by any mobile devices.
QIWI includes the following services:
cashback
debit card issuing for an additional charge
possible issue of a virtual card
deposit and withdrawal of payments
Drawbacks defined by Laucharge
it has significant limitations without complete verification
transfer of funds
Connection:
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Apply for connection to QIWI, fill out a short application form
After the application is approved, you will receive an email with a link to the documentation and the 'Protocol Settings' tab. A new store for accepting payments via universal protocol will appear in QIWI merchant profile
Click on 'Create a new public key'
Go to 'Leyka – settings – payment systems'
Fill in public and secret key boxes, save settings
Then after preliminary approval you must fill out the full application form, attach the necessary documents and sign the contract
Click on the universal protocol and go to 'Settings
Copy and save authorization keys – 'A public key' and 'A secret key'
Select 'QIWI Checkout
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Yandex Money
Yandex Money is a virtual wallet that operates on the Russian market. It has a simple and easy interface and a full range of functions for conducting transactions. Yandex provides a mobile app and a browser client for its customers.
Yandex Money offers the following services:
receiving and withdrawing payments
various transfers
issuing of a virtual bank card
easy payment for utility bills
Drawbacks defined by Laucharge
complete user verification is required to access a full range of service
высокие комиссии на операции
also, it operates only on the Russian market
Connection:
You must send the application form (a personal account will appear)
Fill in the needed contract details and upload the copies of necessary documents to your personal account
Sign a contract with Yandex.Money
Fill out a technical questionnaire
Set up the payment methods and conduct an integration
04
PayPal
PayPal is an international payment system. It is often used to make purchases in foreign online stores and to pay for foreign services.
Useful features and functions of PayPal:
various transactions
linking of bank cards to an account
virtual terminal
Drawbacks defined by Laucharge
large fees
Connection:
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Go to the website www.paypal.ru
Enter personal data and information about your business (consult the relevant documentation). If you enter information from the tax paperwork incorrectly, the system will recognize it and block your account
Select a proper account (personal, corporate)
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availability of a mobile app
ability to pay by email
issuing of a debit card
огромный выбор тарифов
difficulty in finding any information about tariffs on the official website
Payeer
Payeer is a universal payment platform. This system is for freelancers and customers who work with foreign clients. Payeer provides its services to more than 200 countries. The usage of a system is quite convenient for users as there is the possibility of transfers between different payment systems and optional verification in Payeer to receive a payment.
Payeer provides the following set of services:
transfer and receiving of payments
cryptocurrency exchange within the system
withdrawal of virtual currency in any monetary units
mobile application
linking of cards to an account
support of user anonymity
Connection:
Enter your e-mail address, enter a CAPTCHA and accept the payment system rules
Create password to log into your account, choose a secret word and a username that will be used in the Payeer chat and forum;
Account will be open automatically provided all data has been entered correctly
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Click on the 'Create' (wallet) button located in the upper-right part of a screen and you will be redirected to the first registration form
Connect now
Submit your application, and we will contact you in an hour.